Ray Garrett, Jr.
born August 11, 1920 - died February 3, 1980

SAXE LECTURES IN ACCOUNTING
" DISCLOSURE BEYOND ACCOUNTING DISCLOSURE : AN UNSATISFIED NEED"
by Professor Homer Kripke, New York University School of Law, April 22, 1980
[http://newman.baruch.cuny.edu]
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"And yet the SEC's understanding of the decisional process was naive. Its first effort to find out what users wanted to get out of the disclosure process was the appointment early in 1976 of the Advisory Committee on Corporate Disclosure, on which I served. On the verge of that appointment, Ray Garrett, Jr. having just resigned as chairman of the SEC and speaking with the new program in mind, stated his view of what the SEC's understanding of the disclosure process was; and I quote from Garrett's speech of January 14, 1976:

"'There is an implicit, fundamentalist Faith in the approach contained [in the Securities' Act forms]. Investors make investment decisions primarily by extrapolation from a company's past experience, accurately portrayed. I certainly do not know and I am reasonably confident that the Commission collectively does not know the extent to which this is statistically true.'

"Phrasing that in my own terms, Ray Garrett said that the Commission assumed that securities analysis consisted in an extrapolation of past earnings records of the company into the future, and on the basis of that, making estimates of securities values. He left unsaid the obvious -- that earnings were based on the accounting model founded on historical cost, and that the SEC was assuming that this accurately modelled the past experience of the issuer. Well, everybody but the SEC knew that that was not the securities decision process."

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